Today I am going to tell you about the importance of health insurance which is important for you and your family members.
Because people do not pay attention to health insurance or medical insurance in today’s times and they consider it a waste of money.
But I want to tell you one thing that is very important for you because it helps you a lot in difficult times.
Especially at that time when you have a lot of money in sickness or health problems if you buy a good health insurance company policy.
importance of health insurance
If you are doing private work in any company, then it is the responsibility of the company that they should get your health insurance.
If this is not happening to you, talk to your boss or you can do it yourself.
Before proceeding, I want to tell you why it is important for you, then you will understand the importance of health insurance.
See, inflation in today’s time has increased so much that you can not afford small medical expenses too. So imagine if you have an accident with you or your family members, then how do you spend a lot of money.
At that time, the company financially supports you, no matter how much your expenditure is, why do not any medical services help you a lot.
For example, in childbirth and pregnancy, drug coverage, mental health services, nurses fees, hospital care etc. i.e. you do not have to pay anything, no matter how much money it may cost for it.
Now even the insurance company has started giving extra services. Like -a regular full body checkup of children and dental care etc.
Take these types of policies according to you, not in anybody’s pressures. Because if you are getting your policy through the agent, then the agent puts you in any plan according to its own profit, which is not right for you. That is why you have to think about yourself who is beneficial to you.
One more thing I like about health insurance is the cashless benefit, because if your policy is good, then you get cashless benefits through the insurance company.
If your health condition is poor or it is going to happen, then this company replaces all your essential things, no matter how much medical expenses you may have.
In this, your treatment is of very good quality, even at a low cost.
Who gives health insurance?
It is available to you both at the government and private institutions. Whichever policy you like, you can buy it.
The second benefit of this is that you do not have to pay income tax, but it can vary in a different country. That’s why whenever you buy a plan, before that, take all the information about the company.
I hope you have understood all the importance of health insurance.(1)
If you want to know about its types, which would be better for you, then you can read below –
1. Personal Health Insurance –
Under this policy, the amount of health expenses you have, the insurance company gives you, you do not have to pay anything.
2. Family Health Insurance Plan –
If you are in a joint family then you can buy this plan. In this plan, you can have your parents, wife and you.
Or you, your wife and your children can be together in the same plan.
3. Senior Citizen Health Insurance –
This policy can be taken only by the elderly or retired man who is 60+ years old.
4. Critical Illness Insurance Plan –
Under this plan, they are helped, whose health condition is critical, such as cancer, aids, kidney failure, heart problems, or pestilence, as there is a lot of money spent in such a situation.
5. Maternity Health Insurance plan –
I have told you above that, when a woman is pregnant or giving birth to a child, all the expenses of her delivery are raised by the company.
It also includes ambulance costs and nurses costs. But you should take this policy well before you get it.
✔️ Some Extra Topic for You –
- What is Prediabetes, Symptoms, Causes, Diet & Treatment?.
- What is Gestational ( Pregnancy ) Diabetes, Symptoms, Causes, Treatments & Diet Plan?
I hope that the info you wanted should be found. If yes, then you can share it with your friends and relatives with Pinterest, Facebook, and Twitter.
If you have any questions related to this article ( importance of health insurance ), you can comment me down.